ŠKODA Insurance
No one understands a ŠKODA better than us. That’s why we are confident that we can offer the best cover for your car. We carefully design and build our vehicles and services around you and your driving needs, What’s more, there are lots of extras included, another great benefit of driving a ŠKODA.
ŠKODA Insurance gives you the peace of mind of a policy that not only offers excellent value for money, but also prompt and personal service in the event of a claim. Additionally you have the commitment of a team who will ensure you’re back in the driving seat as quickly as possible.
ŠKODA Insurance gives you a variety of benefits from convenience to transparency that make it the ideal choice.
8 SIMPLY CLEVER FEATURES OF ŠKODA INSURANCE
Call us anytime
Access to an exclusive 24 X 7 call centre (1800 209 6262) which will provide you with any assistance you may require..
E-estimate from any dealer
Get appropriate cost estimate at every dealership, as each outlet is equipped to provide you with an electronic estimate for the ŠKODA car..
Partnering with the best
ŠKODA’s Insurance Partner assures you the best processes to ensure hassle-free service.
Transparent Process
Every claim is treated with maximum transparency to provide you with the best compensation.
2-hours, that’s it
Our surveyor will be with you within 2 hours of you making your claim so time is not wasted.
Click, Click. Pay online
No need to visit a dealer, just pay the premium online and save precious time. What’s more you can even choose to pay in EMIs.y.
No cash required
No cash required
Cashless facility at all workshops. No cash payments to be made for parts repaired or replaced.
100% genuine
All your repairs will be done using only genuine spare parts. Rest assured.
INSURANCE
We offer the best of car insurance services. Irrespective of whether you own a used car or a new car, we are glad to be with you at every step of your car insurance need. Starting from initially applying for insurance till the time you sell your car, we are here to guide you and to satisfy all your insurance needs.
Highlights and Benefits
Use of OEM parts for accidental repair claims Bundled branded insurance and finance products 24×7 dedicated Call Centre for intimation of claims and other related services
Cashless Services across all
Better and extensive coverages Online renewal facility for customers
Package Option:
Buying Period:
To be availed at the time of vehicle purchase at nominal price, to be renewed every year
Private Car Package Policy
To protect you and your car in case of any damages due to unavoidable situation and accident events.
Coverages
Section 1:
Own Damage We will cover the accidental loss or damage to your car caused by any of the following: Fire, explosion, self-ignition or lightning; Burglary housebreaking or theft; Riot and strike; Earthquake (fire and shock damage); Flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost; Accidental external means; Malicious act; Terrorist activity; Whilst in transit by road, rail, inland waterway, lift, elevator or air; Landslide / rockslide.
Section 2:
Liability to Third Parties We will cover your legal liability arising out of bodily injury to and/or property damage of third parties caused due to an accident involving your car.
Section 3:
Personal Accident Cover In the unfortunate event of your (owner-driver) death and/or permanent total disability arising out of an accident while traveling in our car, we will pay the specified Sum Insured to your legal heir.
Optional Extensions
You can also opt for the following extensions as part of Private Car Package Policy:
Loss of accessories
Legal liability to paid driver, cleaner or any workman Personal Accident Cover for the occupants
Main Exclusions
Discounts are available under Private Car Package Policy for:
Claims Process
Call Toll Free No. for
Bajaj Allianz General Insurance Co. Ltd.: 1800-209-6262
Reliance General Insurance Co. Ltd.: 1800-3009
United India Insurance Co. Ltd.: 1800-425-33333
Submit the completely filled claim form at the nearest Preferred Insurance Partners Office
Disclaimer :The above mentioned information is only indicative in nature. For details of the coverage and exclusions, please refer to the policy wordings.
Highlights and Benefits
Package Option:
To be availed additionally for 1st, 2nd or 3rd year at attractive price and added benefits of coverage of wheel rim damage and damage due to rodent
Buying Period:
Renew Drive Assure Elite Add-on Insurance in 1st year, 2nd year or 3rd year
Drive Assure Elite Coverage
Depreciation Shield**
Endorsement Wordings
In consideration of payment of additional premium, it is hereby agreed and declared that the Motor Insurance Policy extends to cover the depreciation amount, partly or fully, on assessed damaged parts allowed for replacement during repairs in the event of a Partial Loss to the Insured Vehicle, under the Motor Insurance.
Engine Protector**
A. Endorsement Wordings
In consideration of payment of additional premium, it is hereby agreed and declared that the Motor Insurance Policy extends to cover the consequential damage to the internal child parts of the engine of the Insured Vehicle arising out of water ingression / leakage of lubricating oil and / or damage to gear box of the Insured Vehicle arising out of leakage of lubricating oil due to accidental means. Under this cover, we will compensate customer for the following:
Repair or replacement of the internal child parts of the engine such as pistons, connecting rods, crank shaft and cylinder head Repair or replacement of the internal parts of the gear box such as gears or shafts in the gear box housing Labour cost incurred by you to overhaul the damaged engine and gear box **Subject to terms and conditions as mentioned in Bajaj Allianz General Insurance Co. Ltd. Policy and Endorsement
We / Our – Bajaj Allianz General Insurance Co. Ltd.
You – Customer
in:
Vehicle Replacement Advantage**
Endorsement Wordings
In consideration of payment of additional premium, it is hereby agreed and declared that in the event of the Insured Vehicle meeting with a Total Loss (including theft) / Constructive Total Loss we, at our discretion, may use one of the following two options to settle a claim under ‘Vehicle Replacement Advantage:
New Vehicle: We will replace the Insured Vehicle with a new equivalent or near equivalent vehicle of similar make, model, features, specifications and color subject to the availability in the open market, inclusive of the following: Private Car Package Policy covering the new vehicle The cost of registration, including road tax and Octroi payable, for the new vehicle applicable to the location where the Insured Vehicle is registered Any disbursement under this option will be regarded as full and final settlement of our liability under Motor Insurance Policy. Upon settlement of the claim under this cover, Motor Insurance Policy shall expire.
Cash Settlement: In the event of new equivalent or near equivalent vehicle not being available in the market due to non-production, short supply or due to Bajaj Allianz’s inability to procure such vehicle due to any reason whatsoever, customer will be paid a cash benefit equal to 5% of IDV in addition to the actual difference between the original ex-showroom price of the damaged Insured Vehicle and the IDV.
**Subject to terms and conditions as mentioned in Bajaj Allianz General Insurance Co. Ltd. Policy and Endorsemen+B34t
Accidental Shield
Endorsement Wordings
In consideration of payment of additional premium, it is hereby agreed and declared that the Motor Insurance Policy extends to pay compensation as per the following scale for Bodily Injury and / or death sustained by any occupant other than the paid driver, attendant or cleaner whilst mounting into, dismounting from or travelling in the Insured Vehicle and caused by violent, accidental, external and visible means which independently of any other cause shall within three calendar months of the occurrence of such injury results in:
Additional Information
The benefits / features of the product are indicative. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale. For any help and assistance required for further information reasonably expected, please get in touch with our nearest office.
**Subject to terms and conditions as mentioned in Bajaj Allianz General Insurance Co. Ltd. Policy and Endorsement
| S. No. | Nature of Injury | Scale of Compensation |
|---|---|---|
| 1 | Death | 100% of specified sum insured |
| 2 | Loss of two limbs or sight of both eyes orone limb and sight of one eye | 125% of specified sum insured |
| 3 | Loss of one limb or sight of one eye | 50% of specified sum insured |
| 4 | Permanent Total Disablement from injuries other than named above | 125% of specified sum insured |
Stand-alone Wheel Rim Damage Cover*** - “Special Benefit”
You will be entitled, during the Period of Entitlement to Benefits, the actual cost of renewing / replacing Wheel Rim / Rims of same make & specification in the event of one or more Wheel Rim, (subject to a maximum of 4 alloy Wheel Rim / Rims in the Period of Entitlement to Benefits) having deformed or damaged rendering it / them functionally unusable.
*** Subject to terms and conditions as mentioned in the Side Letter.
You – Customer
Damages to the vehicle parts due to rodents**** - “Special Benefit”
You will be entitled, during the Period of Entitlement to Benefits, the actual cost of damage to rubber, plastic, rexene or leather upholstery and other non-metal parts of the vehicle, caused by rodent bite.
**** Subject to terms and conditions as mentioned in the Side Letter
You – Customer
Claims Process
Claims under “Motor Insurance Package Insurance Policy” and “Drive Assure ELITE” as well as “Wheel Rim” and “Damages Due to Rodents” are to be intimated at “
Customers to provide policy number details at the call centre for registering claims
Claims settled by Bajaj Allianz with dealer subject to terms and conditions
It is recommended to inform customer availability of add-on by workshop during insurance renewal (1 & 2 years old)
Disclaimer :The above mentioned information is only indicative in nature. For details of the coverage and exclusions, please refer to the policy wordings.