Gurudev Motors · Authorised Škoda Dealer
Škoda Car Loan EMI Calculator
Instantly calculate your monthly EMI for Kylaq, Kushaq, Slavia or Kodiaq. Adjust loan amount, interest rate and tenure to match your budget.
₹7,59,000
₹1,51,800 (20%)
9.5% p.a.
5 yrs (60 EMIs)
* Based on ex-showroom price. Actual EMI on on-road price will be slightly higher.
Monthly EMI
₹—
per month
Ex-Showroom Price
Down Payment
Loan Amount
Interest Rate
Tenure
Total Interest Paid
Total Amount Payable
* Indicative only. Actual EMI varies by lender & credit profile.
Car Loan EMI — FAQs
What is the minimum down payment for a Škoda car?
Most banks require 10–20% down payment on the ex-showroom price. For the Škoda Kylaq starting at ₹7,59,000, the minimum down payment would be around ₹75,900–₹1,51,800. Our finance team at Gurudev Motors can help you secure the minimum down payment based on your credit profile.
What interest rates are available for Škoda car loans in Chennai?
Car loan rates typically range from 7.5% to 12% p.a. depending on the bank and your credit score. Škoda Finance (VWFS) offers competitive rates from around 8.5% p.a. Contact our finance team at Gurudev Motors for the best personalised rate across Chennai, Trichy, Vellore and Thanjavur.
What is the maximum loan tenure for a Škoda car?
Most banks offer car loans up to 7 years (84 months). A 5-year tenure is most popular as it balances a reasonable monthly EMI with moderate total interest outgo.
Does this calculator include on-road price?
This calculator uses ex-showroom price as the base. The actual loan is typically on the on-road price which includes RTO, insurance, and accessories. For Chennai, the Kylaq Classic on-road price starts at approximately ₹9.07 lakh. Contact us for an exact on-road EMI quote.
Can I get Škoda Finance from Gurudev Motors?
Yes. Gurudev Motors offers in-house finance assistance through Škoda Finance (VWFS) and tie-ups with HDFC, ICICI, SBI and Axis Bank at all 4 locations — Chennai, Trichy, Vellore and Thanjavur.